I think the people who will be using those unemployment benefits...

I think the people who will be using those unemployment benefits on afterpay are those who live with their parents still who have no other bills to pay.

For the rest of the people who get these benefits will most likely be on food, possibly rent and other essential items. I really don't think people will be looking at a lot of the discretionary items that afterpay caters for..

there's no doubt afterpay will take a short term shock.