1. They can, and do as they please regardless of a-z.
2. Some poor excuse about it costing them more so they have to pass it on lol even after multiple billions in profit year after year for each and every one of them.
I personally don't have debt and never have except for neg gearing so really it's for all you out there in debt land that I rant on about these banker thieves and yet you all stick up for the crooks.
