You are concentrating your efforts on the reserve rates of which isn't the real problem. What's holding our economy to ransom is the home loan rates, lifted recently, and extortionate credit card rates. Nothing in the commish findings there but of course no surprise that it was pushed under the carpet my ScoMo & Co.
The big 4 and their filthy billion dollar profits ( YOUR MONEY ! ) have stuffed this country and even after a RC into the banker rorters there's still no end in sight.
