Talked to a cleaner that I had about 5 years ago, young couple both worked and she said they had all their banking in an overseas bank account due to lack of privacy here in Aus
Said it worked well, so you don't have to be a business. After all I have rarely visited a physical bank for years
My business I changed over to total web banking about 30 years ago. Had occasion to go to cash a cheque and they kicked up as they didn't know me
