Douugh (ASX:DOU): The best thing since sliced bread?, page-903

One huge benefit Douugh has is.. they *know in advance how much you can afford to spend each month*.
I can't tell you how many times I've had customers complain about having to apply for credit of any type. Douugh is in a great place to offer convenience to customers and low credit risk if they want to lend.

They can also offer customers financial advice. Say a customer wants to get a car loan for $150 a fortnight, but they can only afford $80 currently. Douugh can offer "helpful" declines, automatically. Spend a bit less on fast food and you'll be on your way to that new car!

This isn't the business of the banks, but it should be. This type of technology is 100% the future of banking, and Douugh are front runners! As others have mentioned, other neobanks don't offer anywhere near the functionality or analysis.

One way I've noticed companies make the most money is playing in unregulated spaces. Afterpay is a prime example.

Douugh is going to make money by playing *inside the regulated space in an unregulated way*. Get on board people!!