Ozexplorer, I was having a bit of joke, but that is their reputation.
Personally I have found Germans to be a lot of fun.
Get up & go doesn't always go hand in hand with imagination, in fact quite the opposite.
Normally dreamers I would suggest have a more vivid imagination.
The Greeks are responsible as a nation, but individually there are a lot completely innocent people caught up in it with their life savings at risk.
The Germans & French were fools to think that Greece could fit a EU model at the start so they have their fair share of blame as well imo. And then there are the banks who are the only ones getting paid... !