Coffee shops with expensive prices are a luxury item that is not a necessity. In difficult times they can go and the workers can move to more product building industries to meet shortages like in the building industry, road and rail building etc. They don't produce anything and just suck in consumer funding that can go to paying real living expenses. mMeet basic living expenses if experiencing hard times. Amazing savings if also a one car family instead of two or more for those experiencing interest rate hardship.
