$4m quarter cash receipts minimum70% reduction in wages Demotion...

$4m quarter cash receipts minimum
70% reduction in wages
Demotion of AF to software dept or better still get rid of him
CEO should be Invigo guy as the income is from lending not transactions and he has form
Remove all deadwood now
Do a 1:10 share consolidation to 400m would then be 12-15c share price
Do a $10m CR at 12c to allow for first loss position and lend the $50m out asap
Close India (did it ever open?)
Become cashflow positive within 1-2 quarters
Full-breakdown on how income is generated ie: 60m in transactions what amount is being charged at full rate to SPX and what amount is EFT or other
Full breakdown of those metrics (trackable) for holders

Just a few ideas but imo it's prob too late as the model doesn't work, the SOI are shot, was all ok in theory, but not when it costs business more $ not less