If what I reckon will happen with banks when they ultimately blow up, there won't be enough 'money' for a 'bail in' or 'bail out'! Banks are all interlocked in one incestuous financial cesspit. If any one of the so called "too big to fail" banking criminal empires gets caught with their derivative pants down, it will be lights out everyone. I am more than happy to have REAL money in the form of silver bullion at hands reach.