Yes, I knew it would involve putting some money into a coma.....certainly a factor we considered....Fact is though, they are going head on with health insurance funds who are lean and mean now....and often unlisted and rely on member funding.....and at very competitive rates. We're with GMHBA, a Geelong member-funded health insurance company....great rates and benefits (never been to Geelong - heard it's a wonderful place from an expat I know in the Philippines). They've been superb with us and their prices are bargain basement when you consider the benefits built into their policies. Medibank will be swimming with the sharks when they list...and those sharks have been in the pool for quite a while......let the market decide....
