I think it's worth pasting the full letter.. Why was the following first paragraph missing?
"
My wife and I sold our house last year and parked our funds in the sharemarket while we considered the next upgrade to accommodate the growing family. We only chose blue chip stock and diversified the portfolio. We also thought using a margin loan couldn't hurt but only borrowed at 20-30 per cent of our portfolio value to minimise the risk given the market volatility. Play it safe we thought.
Now everything is gone. $400,000 worth of life savings........
