There is probably one major distinction between the propensities of all human beings that splits us into three separate categories.
i) Some have the propensity to defer immediate consumption. i.e. a propensity to save or savers. ► CAPITALISTS
ii) Some have a propensity to immediately consume what they earn. i.e. a propensity for immediate consumption or consumers. ► WORKERS
iii) Lastly some a propensity to immediately consume what they have not yet earned. Or worse think they will earn. Or if you are Waleed Aly, what you believe you are ENTITLED to. i.e. a propensity to borrow or otherwise known as losers. ► SOCIALISTS
You do not have to earn a lot to be a member of either category. You do not have to own a lot to be a member of either category.
