So on your recent posts you have $20,000 "invested" in stocks, you have a mortgage on the PPOR, and you moved all your super into a cash fund back in May ..... and you say that "well diversified". Our funds have put on a lot of weight since May, you either need a better fund manager or to listen to your own advice that being in cash right now is a hiding to nowhere.
I guess on the figures you have given if your net worth is under $100,000 then that is a "well diversified" portfolio. Don't worry, I won't ask you to post proof of this "well diversified" portfolio you have held for a decade. I believe you.
Maybe Hawkers could give you some tips, he has $1,000,000 in cash sitting in a bank account. He's just misplaced the scanner so he can show everyone like he said he would. 4 hours to go ..... lol.
