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LAYBUY GROUP HOLDINGS LIMITED - Discussion

Laybuy Holdings Limited is a New Zealand-based company, which is engaged in the business... Laybuy Holdings Limited is a New Zealand-based company, which is engaged in the business of consumer financing through a buy now, pay later (BNPL) model. The Company offers Laybuy, which is a fully integrated payment platform. Through Laybuy a merchant can buy now and pay over six weekly interest-free installments. The Company also offers the Laybuy application, which helps to manage payments, keep up to date on any upcoming payments, pay off orders early, and check credit balances. It also provides an in-application personalized barcode system, which enables users to make payments through Laybuy. The Company’s five subsidiaries, Laybuy Holdings (UK) Limited, Laybuy Holdings Limited, Laybuy (UK) Limited, Laybuy Australia Pty Limited and Laybuy Holdings (USA) Inc., are engaged in consumer financing activities. It also has a subsidiary, Laybuy SPV (NZ) Limited, which is engaged in financing vehicles.More