Yeh i was going to put 15% in a term deposit, although the return is piddly i see it as a good amount to have in there for the future incase interest rates rise alot. Some of the divi stocks pay 8% gross which i find astonishing given my "balanced" super fund cant even give me 2% growth in any given year!
It also boggles my mind how oblivious people are, my generation and other, as to how important superannuation is! I know people who are likely to live like kings till 65 then will have to move in with the kids in retirement...
