Whether or not it is extremely tough or just a bit tough is splitting hairs."
Cut the crap Jellin I get it but clearly several of you extremist bears don't - in THIS example based on the loan amount they have plenty of money to live off unless they have other large undisclosed liabilities. If they can't live off that amount of money then honestly they seriously need to look at what they are spending their money on as they should be living extremely comfortably on that amount of money.