hopefully some lessons have been learned here, page-57

So it took you this long to figure it all out SMART.
Yes my" point " was it is predictable.

As for the governments " care in the community plan".
I have never herd of it......Obviously you have !
Do you recommend it ?

Now lets see if you can live up to your towering intelect and your name.
Lets see your list of SMART investments ?

Bring it on so we all can see how SMART you really are.
Share some of your so called knowledge instead of your waffle