Thank you all for your help, I have now spoken to 2 more people at the ATO, and received other interpretations of the law.
And that is the worry, if I do not comply correctly the tax rate will be at the full tax rate.
When I asked one person where she got that info from, so I could cut and paste for reference, she said "her supervisor said because it is internal only, she can only read out and I write it down". I am dumbfounded by our vagueness and misinformation regarding something so important, and knowing this could greatly effect our future.
The way this is going, I can see we will have to cash in the Super after we have built for our future and take losses on this current market.
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