Bull, Personal household debt is causing marriage breakdowns,causing domestic violence increases ,causing couples who despise each other to stay together to enable the repayments on debt,banks could call in the majority of loans thru loan percentage increases above bank regulations. Australia is heading to a catastrophy of massive declines in values of real estate and really to enable the future younger generation the opportunity to achieve home ownership it has to happen but it's been thru greed this has occured.
