I think the decision to wind down was made in the GFC days.around 3-4 years ago, when their only source of funding ,wholesale and RMBS came to a halt.Remember ,even the 4 major banks here had trouble borrowing ,and the Cth Govt had to come to their aid
All I am suggesting is that RHG should re-consider "opening the book",now liquidity/funding/borrowing is easier.
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