Everyone is free to "retire" as soon as they make themselves financially independent.
Imo, Fat Bloater's illogical post here is indicative of most of what he or she posts, here
Being financially successful (& independent) depends on profiting from others.
For example, if everyone went short on the market then the bottom would be reached very quickly. The profit from shorting a stock depends on others going long.
This is why everyone cannot be a millionaire because low paid workers are required for millionaire's to make a profit margin.
This is why the wealthy have an obligation to maintain reasonable living standards for everyone in society.
