"I am sorry Shared but if your idea that living like you are earning $40k after the mortgage is more than serviced is like living on poverty frankly then you have no idea. People can very EASILY live off of $40k comfortably especially if housing is already covered"
UT, come into the real world.
Private health cover, private school fees, insurances, 2 cars, home maint., power, gas, telecommunications, food, clothing, entertainment, heaven forbid, travel.
Forty grand living as a child free couple frugally participating in life is possible - but, not all can live like that, nor do many want to.
We don't all want to live like aged pensioners.
No disrespect, but you had better have a look from some other points of view.
Have a great day
Pinto.
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