MasseyFergusson, Clearly you have the weight of the world on your shoulder, so I do not expect you to understand that some of us, me included, are extremely passionate about property. It is an investment that most of us will make. I, as stated above, want to make this an educational thread and not the pissing contest you so sorely desire. I would also like to invite you to make a thread called "he said she said" or "my opinion matters, listen to me". Please contribute helpful information ABOUT residential property (as the title states)as there are many of us that are eager to learn about RESIDENTIAL INVESTMENTS. Thank you for understanding.