Petunia- I am sincerely sorry to hear about such incredibly sad and difficult events happening in your life. Certainly puts the whole share market thing into perspective when life kicks us in the guts doesn't it??
I wish a much happier and more serene 2014 for you.
Remember , nothing lasts forever- that includes hard times.
Things will turn for the better you can be sure of it.
Merry Xmas