Passive a roof over the head is a blessing thats for sure.no mortgage helps alot...my problem is that if l had to buy what l have now starting out today right now in this environment l would not have a hope in hell so how are my 4boys?l feel very sorry for the next generation coming through if things stay the way they are..thats my view and every working class family should have the right to own a house without being a slave forever..maybe l view it all wrong and should just be greedy nothing wrong being greedy but better when all can enjoy the same blessings anyway