buddy
the jorc has given a minimum.
the first 3 years were to be at 2.05% when the jorc was 1.24% over 10 years.
So as we now have 1.90% has the first three years
a) increased by 50% to 3.07%
b) increased by 0.66% to 2.71%
c) stayed the same so the average is pretty close to 1.90% for all 10 years.
