Fron steve "the your missing the point, the fact is the house hasnt gone up in value, but you property bulls slap yourselves on the back saying you trippled your money when you havnt made any profit If that is the case steve.....and property has only tracked inflation then we don't have a bubble do we....cheers buddy Reminds me of Massey and fat......if they post too much they get carried away and argue themselves into a corner