Bundylee,
Are you prepared to work for 10 years to pay off a house?
I see no value for your output to reward in that.
People have put housing on a pedestal. I won't let it intimidate me I am too strong for that.
In your 20's or 30's why would you lock in to a mortgage when the trade off is all your capital in an un productive asset that could be compounding and building your asset base in other words multiple properties - later - in life
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renting : dead money ?, page-110
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