Talking about liquidating assets was a response to etherazer comments.
I agree with reverse mortgages etc but also have to feel for people in relation to baxter's comment. I would be very pissed off if all through my working life I was promised something and it was not delivered.
This is a complicated subject in practice. I am not sure what the final answer is, but I have no doubt the family home will be subject to the assets test in some way shape or from eventually.
There was talk about having to use a certain amount of your super in an annuity type payment to combat longevity risk, this mat also come in eventually.