must admit sojourner-bank valuations are a huge worry for some,but reforms to the industry are so overstated,it's laughable.you must remember you have a govt.which is really on the big bank"s side.about the only reco. which is already factored in,is a slight increase of surety holdings.that will probably be passed on to consumers,one way or another anyway.basically,the whole inquiry was set up at great cost to us taxpayers,to make the govt.look as though they are addressing all of our concerns.
as far as your comment on retaining market share at any cost,no offence,but i am glad you are not the ceo of wow.
cheers crazypunter
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