Hairyback, Post your education profile here so that we can have a Captain Cook.
Here's Chris Bowen's according to Wikipedia:
"Bowen was educated at Smithfield Public School, St Johns Park High School and the University of Sydney, where he graduated with a Bachelor of Economics."
(source: wikipedia)
PS: I don't know precisely what the personal tax free allowance is. My accountant prepares my tax return.
mm