mqg chart ???, page-64

"Pension phase:

* generally this means you have commenced a transition to retirement income stream or you are permanently retired and drawing an account based (allocated) pension
* zero tax to pay on capital gains (and any income/dividends for that matter)! "'

Still investigating this will check with accountant later in the year, may have to sell shares and then make a deposit into super, MQG going gangbusters today, they appear unstoppable at the moment. Just got to see how they handle a bad night on the DOW if and when it comes. I assume the smell of an interest cut is helping it along? I think Morgan Stanley had $76 on it if gets into the upper range of the profit guidance (17-20%).