Update Report to Shareholders by CEO., page-41

	Column 1
1	NOTE 21: CONTINGENT ASSETS AND CONTINGENT LIABILITIES
2	The Company has contingent liabilities at 31 December 2014 in the form of guarantee contracts totalling $9,970,000 ($2013: $2,289,000) The Company provides guarantees to support bank loans by non-related entities.

I think this is what GT is referring to these are loan guarantees for NON-Related entities in their own words. and given they are unknowns they represent risk to Sunbridge to the tune of pretty close to 10 mil as of 31 Dec 2014.