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Warnie, your comment that the charity would not only be losing 40% to third parties, but now also another 15% to ACU shows you really don't understand. Or you do understand but you like being mischievous. You like attention?

No, my point is if i now get hounded by a third party to donate, the charity wont tell the third party for me to pay the third party via their app which is quite ironic.

It will cost the charity more for me to use their own app, which renders the app useless form the outset, so is only any good for non third party users, which is miniscule in comparison.

85% of FA is less than 60% of a lot.

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I can build an app in 30 days, approach flying doctors, tell them I will market their charity on facebook etc and for each dollar I collect I will charge 5%.

I will approach the telcos and they will accept the payment via phone bills.

I have now disrupted this business model completely.