See your accountant if you can't figure out my figures. Of course the difference between term deposit and capital gain is that term deposit paid tax every year where as capital gain defer your tax until the property is sold and on top of that you get 50 percent discount. But after working the tax advantage term deposit still win over a long period unless you anchor the investment at the point where it experiences massive growth of prices as it happens during the last 3 years which is coincided with China Share market boom.
