well yes the fact that mgmt went out of their way to get the app fully tested and compliant with KYC/AML laws, possibly at the expense of launch time, means that a lot of boxes will already be ticked for DD if it ever came to it. definitely ahead of the curve in those aspects.
i also suspect when the details of the back-end in terms of authorization and movement of currency become public knowledge we will be ahead in that area too, although that is based on my own speculation reading into ann's
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