Hi Andy,
Gold as insurance? Hasn't been insurance for the last 5 years, it's been a millstone around goldbugs necks while they wait patiently for Schiffhead's forecasts to come true.
You what's been a real winner? Property where I live, it's out of control, not that I trade it, I just own a couple and I also own listed Aussie property.
Won't go on forever but it's been good for a couple of mill for me over the last few years. Brisbane is forecast to continue rising as well, it's a shame you don't own any.
National Top 30 risers - QLD suburbs:
Beenleigh, Burleigh Waters, Cleveland, Deception Bay, Maroochydore (Units), Mermaid Waters, Miami, Morayfield, Mt Gravatt East, Nambour, Palmwoods, Shailer Park, Warner.
Got some exposure to the Dow? Looks like it's broken out, technically the target is 20,000. 6% dy on CBA's not bad, + any capital gain. CBA has soundly thrashed gold over the last 7 years (excluding divs).
http://invst.ly/1jxtx