Here's a Hypothetical for you. Wind the clock back 12 months and imagine that the Unit Trust never happened and the Co-Op just went and borrowed the same amount of money for the new equipment from Big Bank. Now bring that scenario up to the present. What would the Co-op's position be today? Totally stuffed, in all probability.
But hell, why not. Give it a shot. Roll the dice. Bankruptcy is good for you, apparently. The paddocks will be quieter, for sure.
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