Ask Q directly to Ceo (gary froster) and post here, page-38

Smartphones penetration on the rise in India with now approximately 244 million smartphones and the projected estimate by 2020 is over 700 million.
http://www.statista.com/statistics/467163/forecast-of-smartphone-users-in-india/

Smartphones are starting to be sold very cheap in India. Look at the link fellow poster @jaybiker so kindly provided.
http://hotcopper.com.au/threads/tsn...790760/page-588?post_id=18260847#.V42FArh97IU

UPI depends on smartphones. It shouldn't be too long before we see mass adoption across this platform imo.

TSI India are working with 30 plus banks. Do you think Banks are going to want to be involved in this e/m-commerce revolution? Without a doubt. Now refer to questions and responses to #4 & 7 that I provided to fellow poster @marty which he kindly forwarded to Gary.
http://hotcopper.com.au/threads/questions.2774858/page-66?post_id=17864038#.V42JUbh97IW

Tony