What as opposed to your fantasy story..where is your evidence the industry 'shuts down'. Where is your evidence that no one could get financing in 2008 for an extended period of time as to cause the industry to 'shut down'.
Stop spreading misinformation. Go back to giving advice on how to buy sell and repair a dwelling corn.
I'll give you a hint, sounds like you need it. Go look at the lending commitments statistics from the ABS during 2008. It's fairly obvious loans were still being written in Australia, in the billions on a monthly basis to purchase real property.