A good point there on the averaging down explanation which which many do not understand on playing highs and lows for in and out.
Gold intrinsically does not change in value. Paper money does. And one could expand/extrapolate considerably here.
As with your own path AG I too have been gradually buying physical since 2001. In that time it has only popped above the current US gold price (as shown) for 3 and a half years. out of 15 years. So that accumulated...
...profit is much better than money in the bank, even (if you COULD get it) at 5%
