Simonejb, how am I meant to prescribe a better finance deal with such insufficient detail? If you are after >$50k you are probably better off with a credit card with the amount of 0% offers.
But I guess if you were more prescriptive, then you would not be able to move the goal posts constantly to suit your argument which you have a tendency of doing. Sad!
Line of credit is good depending on the situation and what you have the leverage to negotiate. Since you pick a loan off of the screen of your Finance Broking Mate's computer then I guess you do not have the leverage to negotiate a good deal *shrugs*
Rent or buy? The evidence is in, page-97
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