What are you not understanding? I thought the scenario was pretty clear.
Hypothetically, let's say that YOU DID PUT YOUR CLIENT IN THIS SITUATION - mistakes happen. The bank screwed you over last minute. What would you do to save the day? Where are you as a broker providing value and expertise?
"My point is, just because you have shiny bank badge on your chest doesn't make you more qualified than a good broker. "
At this point, a "good broker" just sounds like a glorified agent for the bank and not an advocate for the borrower.
Do a quick sales pitch. I am a prospective borrower wanting a home loan. What can you do to help me?
Are you a professional serving me, or are you the affiliate marketing arm of the lender?
"One bedroom apartments in Melbourne sub 50 sqm are a terrible buy in the first place. in my opinion."
While I agree, this is irrelevant. Your job is to organise the finance, not give feedback on the quality of the purchase.
"No amount of "leverage" could get that deal done with NAB."
