S2 is so ignorant and is too used to living in a society that is completely different from India. There is no evidence to support his claims of falling ATM transaction volumes in India, in fact all the evidence is to the contrary.
All of his arguments are based on much more advanced economies, where as India isn't they are still heavily reliant on cash and will be for a long time to come, why were the ques so long at ATM's during the initial Demonetization if cash wasn't king in India ?
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