What the hell!
No! That is not what " in the money" means. It merely means the options are in a position to be converted, and happens at any point north of 5 cents which is the conversion price. What you are referring to is the slight premium that options often trade at. That has nothing to do with them being "in the money", it is just part of the risk/reward of buying options.
Your terminology is wrong, I suggest do some research to understand it better, especially before giving out advice!
Sorry to be so blunt ... But that is the reality
All the best.
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