I thought it was the capital ratio increase on APRA's insistence (8% to 10+%) hence the big 4 had to raise capital purging rate of future lending growth and a hit on their profit.
Again, property crash a pet subject of Martis and we are reminded weekly if the US markets is not crashing. In fact I am so desensitised by all these doom that unless I see a missile with a Korea characters heading towards me, life is bliss...
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