Ann: Investor Presentation, page-19

Wait...so you are talking about management credibility and communication at TGR being an issue but then you are investing in RFG?

i have been in and out of RFG twice over the last few months. they are much worse in this dept than TGR. all of the issues around 'marketing funds' on long term payment schedules to the worst performing brand system and impaired loans that are growing fast but not being talked about....