Yeh ok, I suppose you would know... I suppose in your mind EBITDA is also a better indication of FCF than NPAT for a finance business too... the 14-15 forward NPAT is essentially backsolving for FCF on average for the industry.
I hate this vitriolic toing and froing, but each time you counter argue, you allude to such elementary acronyms and pointless 1st year uni dribble, that its kind of offensive that you are still trying discredit me, for talking actual sense.
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