Ge
You are right.
Not too many have been through an '87 and survived. I did and only just.
I do worry, probably too much like my grandparents who lived through the depression and never spent a penny afterwards that they didn't have to.
I probably am paranoid in that regard but I feel like I am prepared to make a little less rather than disregard the risk.
The great thing is that there is so much more input these days from people like you plus historical knowledge and I find it amazing that so many want to regard it all as useless information.
In my next life........
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