Some banks/building societies are doing 95%, even more scarier is the banks allowing to use the first home allowance as the deposit so people with nothing at all can get in to the housing sector.
Bank in the 90's the big guns like connell and bondy never used a balance sheet though the deal was done on the shake of their hands, how things have changed.
The one good thing above when you borrow is even though your 1st year(honeymoon period) is a very low rate they still charge you the variable rate so when your term expires it's not to much a shock for you.
